Job Description

Are you looking to work alongside leaders in the mortgage industry who will help you grow your career? We’re looking for a full-time Loan Partner 2 (LP2) who will help our applicants get mortgage-ready and support them throughout the loan process. The Loan Partner is responsible for accurately prequalifying home loan applications, issuing and managing quality pre-approval letters, and overseeing the success of every loan in the committed pipeline. The LP2 will work cohesively with the Loan Officer(s), borrowers, loan processors, underwriters, and third parties to close 95%+ of all loans on time while providing an outstanding experience from application to close. This position requires substantial cash, credit, capacity (income), collateral, communication skills, and the ability to be resourceful.  Job seekers should be organized, detail-oriented professionals driven to succeed in their role. If you’re interested in joining a team that empowers employees, clients, and partners to help them reach their goals, apply today! Responsibilities: 3 Core Duties Key Measurements Pre-Application: • Contact all borrower(s) within 24 hours after an Initial Loan Consultation • Request and review cash, credit, and capacity (income) qualifications for all borrowers Pre-Approve: • Accurately pre-approve all eligible borrowers • Handle payment scenario requests and accurately estimate closing cost scenarios • Proactively contact pre-approved buyers • Communicate effectively with Realtor partners Pipeline: • Onboard all newly received contracts for Rate Lock Consultation • Submit loan applications to Loan Processing for eDisclosures • Execute outstanding weekly borrower and realtor Updates, Pre-Closing Funding Calls • Ensure 95%+ loans close on time with daily check-ins to address choke points • Resolve 95%+ of loan issues before escalating to the Loan Officer Essential Duties of this Position: Prequalify: • Contact all newly received applications within 24 hours of assignment by the LO • Thoroughly review 1003 with the borrower(s) and request necessary documents • Explore all options before turning down a pre-approval request • Keep Realtor partners updated on the progress • Stay up to date on investor guidelines program changes Pre-Approve: • Communicate pre-approval parameters to borrowers • Provide supplemental pre-approval documents • Notify the referring Realtor immediately after issuing pre-approval • Expedite rush pre-approval requests • Flag any red flags or potential issues to the LO or Team Captain (if applicable) • Dedicate a time block weekly to pre-approval outreach Pipeline: • Expedite onboarding for newly received contracts • Perform a daily “gauge check” to identify “hot loans.” • Attend daily branch pipeline meetings to track loan milestones • Deliver weekly borrower update calls (and Realtors, when needed) • Coordinate closely with loan processing teams • Contact borrowers, attorneys, and realtors 24 hours before contingencies expire • Review Closing Disclosures for accuracy against the Loan Estimates • Conduct pre-closing phone calls (48 hours before closing) • Make congratulatory funding calls to borrowers, Realtors • Provide post-closing/funding support • Be available after hours for urgent questions (via mobile email and text) • Consistently exceed borrower and referral partner expectations Qualifications: • Must maintain an active NMLS license or be willing to get licensed immediately • Minimum 3 years in mortgage processing, underwriting, or origination • Proficient in DU/DO, LP, and major investor guidelines • Experience with Loan Origination Systems (ARIVE, Lending Pad, etc.) • Skilled in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook, OneNote) • Strong verbal and written communication skills • Ability to work under pressure and meet deadlines • Excellent time management and organizational skills • Ability to collaborate across the branch and corporate levels. Completion of regulatory compliance training • Ability to speak, write, and effectively communicate in Spanish with Spanish-speaking borrowers • Remote work is available About Company: I’m Philip Lucrezia, a retired real estate attorney, licensed home builder, and mortgage broker with over 17 years of experience in the real estate and finance industry. Since 2017, I’ve been helping clients secure smart mortgage solutions. At Go Rascal, we offer custom-fit loan products for every type of borrower. With deep roots in New York and New Jersey, I’ve built a reputation for creative financing strategies and a relentless commitment to service. My team serves a diverse client base and communicates fluently in Spanish and Polish. We specialize in complex deal structures that many other lenders can’t handle. We are built on transparency, discipline, efficiency, and results. We run lean, move fast, and stay focused on creating wins for clients and referral partners. I’m looking to grow the team with professionals who are hungry to learn, eager to perform, and driven by purpose. If you’re someone who thrives in a high-performance, high-impact environment, I’d love to connect.

Job Tags

Full time, Work at office, Immediate start, Remote work,

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